PEAM

2005 to 2015 – A Decade Measured

2005 to 2015  – A Decade Measured

“There’s no going back, and there’s no hiding the information. So let everyone have it.”
Andrew Kantor

An often-asked question is, ‘How many former police officers have injury awards?’

The Home Office claims it doesn’t have a clue about numbers.  Whether you believe that or not is up to you.

So, unfortunately there is no central database, and with 43 police forces in England and Wales, one in Northern Ireland and one in Scotland, gathering in the information is something of a chore.  We at IODPA are pleased to say that for us it was a task worth undertaking.  And the results of our enquiry are revealing.

IODPA has been busy.  Using the Freedom of Information Act, all police forces except Police Scotland* were asked the question of how many injury award recipients they have. They were also asked how many reviews of injury pensions have been conducted by year since 2005.

* We didn’t ask Police Scotland because we get no enquiries from north of the border, and we also understand that having recently combined eight forces into one some record systems are in a mess.

First, the facts. The results are set out below in graphical form. Then the comment. We have added some observations on what the figures might indicate to conclude this post.

Not all forces have provided the information requested. South Wales Police and Lancashire Police both advise that they have handed over all their files concerning police injury pensions to commercial companies, who are now, it seems, administering these pensions. Cumbria Constabulary and Surrey Police are experiencing delays in providing the information.

From the data we have received we know there are 15,543 disabled former officers in receipt of injury pensions. By looking at some previous research, undertaken in 2011, we are able to estimate that the true figure is in excess of 16,500.

At the end of 2010, there were 13,872 IOD pensioners in England and Wales.  If we remove the PSNI figure of 2,566 IOD pensioners from our current estimated total, we see that in England and Wales, there are around currently 14,000 IOD pensioners on the books.

IOD ratio to Serving
Plot 1. Percentage of IODs to Serving Officers by Force (2015)

Plot 1 shows the ratio as a percent of IODs to serving officers by each force.  Those forces without a bar (at the bottom of the axis) have as yet not replied to the FOIA request

Unsurprisingly, Police Service of Northern Ireland, has the biggest proportion of IODs at almost 35%.  Other forces with a high proportion of IODs are: Kent, Merseyside, Nottinghamshire, Northumbria, North Wales and Avon & Somerset.

Plot number 2 is a bar chart showing the actual number of IODs of each force.

Number of IOD Pensioners
Plot 2. Number of IOD Pensioners by Force (2015)

Avon & Somerset, Greater Manchester, Kent, Merseyside, the Met,  Northumbria, Northern Ireland and West Yorkshire all have 500 or over current IODs.

Plot 3 displays the percentage of IOD pensions of each force which have been reviewed over the past 5 years.  No blue bar means no reviews.  Only 12 forces have instigated any reviews over the past 5 years.

Percentage Reviewed
Plot 3. Percentage of IODs Reviewed by Force 2011 – 2015

Now we start to see patterns appear.  The names of forces with either a high proportion of IODs to serving officers or/and over 500 IODs reappear as forces that have also reviewed post the Home Office suspension in 2010.  Avon & Somerset, Merseyside, Northamptonshire, Nottinghamshire and West Yorkshire are visible again.

Could it be that the greater number or higher proportion of IODs, the greater the incentive to attempt to reduce their financial burden?

Plot 4 shows us the distribution for the total count of reviews of each force  by the two 5 year periods: 2005 to 2010 (blue) and 2011 to 2015 (pink).

RplotTotalReviews
Plot 4. Histogram (frequency count) of all  reviews 2005 to 2010 (blue) and 2011 to 2015 (pink)

A simplified description of plot 4 is that there is a lot of blue.  Most of the pink is in the first column – the range of counts at zero. In other words in 2011-2015 most forces did not review anyone. The blue counts are asymmetrical.  This means the blue stretches to the right (right skewed)  and there are significantly more values of blue to the right as compared to pink.  Something ‘happened’ in  2005 and this ‘something’ stopped in 2010.

That something was the 2004 guidance contained in Annex C to Home Office circular 46/2004. The guidance contained the remarkable assertion that at age 65 all former officers suddenly lost all capacity to work and thus earn. The guidance also contained some illogical mumbo-jumbo about needing to revise injury pensions at what would be normal force retirement age.

The Home Office suspended all reviews in 2010 because the guidance was finally, after much pointless resistance by the Home Office, agreed to be unlawful. Police Authorities and Chief Constables had been shown to have been abusing the police pension Regulations, with the encouragement of the Home Office.

Plot 5 dramatically displays the initial enthusiasm, from 2005, for reviewing with a pre-ordained intention to reduce everyone no matter what the medical circumstances of the individual.  This came to a crashing halt in 2010.

 

review 2005-2015
Plot 5. Scatterplot of number of reviews by Force and Year 2005 to 2015

Plot 5 shows the flat-lining of reviews post 2010 with only a few forces daring to raise their heads. Merseyside in 2015 is a massive outlier – to be able to hold so many reviews in just one year their processes will have had to been changed dramatically from the norm of the past decade.

The data shows that a sudden enthusiasm for holding reviews of injury pensions, triggered by the Home Office guidance, was not universal, and that it rapidly tailed off once pensioners brought grievances to the attention of the High Court and the Pensions Ombudsman. The Home Office retreated and withdrew its guidance, but the damage was done.

The year on year reduction of reviews over the past decade is backed up with data published by the Home Office in relation to the decisions made in Police Medical Appeal Boards.  Plot 6 shows the numbers of PMAB decisions by the type of hearing: reviews (degree of disablement) or original decisions (permanency, whether it is an IOD,  disablement).

There has been a visible decline in all PMABs with a flat lining of hearings in the 12 months between Nov 13-Oct14.

PMAB results by year
Plot 6.  PMAB hearings by Year and Decision

Strong anecdotal evidence suggests that some Police Pension Authorities are solving their own ‘review’ conundrum by not awarding any injury on duty pensions (and deviantly leaving the officer on both no pay and indefinite sick leave).  Or if an award is given the force uses, in the words of NAMF,  the ‘neither lawful or unlawful’ method of the PEAM to only award band one to the former officer.

Plot 7 shows that over the past 7 years there has been an overall 2% increase in the total number of former officers with an Injury Award.

What is striking is the massive variation between forces.

Some Forces have doubled their number of IOD awards (Kent) whilst others have seen their number halved (Norfolk). Has Kent become twice as dangerous? These figures in isolation may seen trivial to the casual observer but by quantifying the figures now we have a baseline that will be the enabler to show future trends.  This will mean that no force can hide their actions from IODPA and other interested parties.

Percent Change IODs 2008 to 2015
Plot 7. Percentage change of IODs by Force from 2008 to 2015

 

What can not be displayed graphically is the fact that those who have caused so damage to so many medically retired officers by unlawfully conducting reviews are still in their jobs. They have destroyed what little trust existed but still they hold meetings and discuss alternative methods to undermine the Regulations. It is as though they were shown a glimpse of a golden future, where they were promised that what has been described by more than one mercenary member of HR as ‘the burden’ of police injury pension payments could be dramatically reduced. Having seen the illusion of pots of money flowing from the pockets of disabled former officers, to be spent on flashy new cars and computer systems and hiring more and more ‘Heads of People’ or other equally ridiculously-titled poppinjays, it is hard for some people to abandon the dream.

We at IODPA are confident any such dream will turn into a nightmare if there are any further attempts to subvert the Regulations and rob IOD pensioners of their rights.

Looking at the numbers – around 14,000 disabled former officers – we have to wonder why neither NARPO nor the Police Federation apparently have no database of former officers who are in receipt of an injury pension. It is a mystery.  Protecting the pension rights of disabled former officers would be made easier if these two representative organisations made the effort to compile a database.  Interestingly, we understand that NARPO does not even ask the question, ‘Do you have an injury pension?’ when former officers apply to join.

We mentioned the Police Service of Northern Ireland in relation to chart one. The biggest force, with the largest number of IOD pensioners. We are glad to say that this force has taken major steps to put right the iniquities of maladministration which resulted from abuse of the Regulations. This force commissioned an eminent QC, David Scoffield, to enquire into everything, and to produce recommendations. Which he did. And which the PSNI are currently busy implementing.

But, are forces on the mainland watching and listening to events in Northern Ireland? As always, the picture is divided. We can see from the data above that the vast majority of forces in England and Wales either have not held any reviews since 2010, or have held only a handful. However, Avon and Somerset, Merseyside and Nottinghamshire are still in cloud-cuckoo land and have been busy trying to mass review.

Either these forces have lost all touch with reality, or they are an axis of evil. Why would any decent, ethical, humanitarian organisation want to continue holding reviews when all the evidence is that no force has the structure in place, the experience, the training, or the knowledge to do so without continuing to make glaring errors and causing much distress and inconvenience to disabled former officers and their families? That’s not just IODPA’s opinion, it is the facts, as set out in a recent report of an enquiry by the College of Policing. (Which we reported on in an earlier blog).

So, should we be pleased that so few reviews have been held over the last five years? When we see that of the 806 reviews held there were 55 pensioners who had their pensions increased, but 83 who suffered a decrease we have to reserve judgement. We think it entirely possible that the forces who have held reviews may be ‘cherry-picking’ – selecting the pensioners on the higher bandings for review, whilst leaving everyone who is on band one alone. That is certainly the case in Avon and Somerset.

We suspect that never holding reviews can be as bad, for some people as holding mass reviews. Those people who have experienced a worsening of their degree of disablement since 2010 and who should have been upped a band or more, have been denied their proper rate of pension.

We conclude that reviews are a necessary part of the provisions within the Regulations. We have often stated that we are not against reviews, per se, but we want to see all forces abandon their attitude where they think reviews are a means of saving money, and that all pensioners are scroungers or lead-swingers. We want to see forces set up proper systems to allow reviews to be conducted only when absolutely necessary and appropriate, and done so within the spirit and letter of the Regulations, and we want to see pensioners treated with dignity and respect. We want to see certain ‘hired-gun’ SMPs sacked, or better still, sacked and charged with corruption or fraud. We want to see certain incompetent HR managers employed at their true level of ability stacking shelves or collecting trolleys at Tescos. Only then will we rest content. Until that time we will continue to grow in strength, and in numbers, and our determination to see justice prevail will never waver.

 

Neither Lawful or Unlawful

Neither Lawful or Unlawful

“If it doesn’t say it’s not, then its allowed” to misquote and paraphrase Dostoyevsky’s  “If there is no God, everything is permitted” .

Without a rule of law as a higher authority  – so the story goes – there is nothing ultimately to prevent us from ruthlessly exploiting our neighbours, using them as tools for profit and pleasure, or enslaving, humiliating and killing them in their millions.  This isn’t the case in truth – an action can be known to be unlawful even though there isn’t an exact line of text that defines without ambiguity it’s legitimacy.  Just because an esoteric Law or Regulation is silent on a particular transgression does not mean that the transgression is permitted.

The Police and Injury Benefit Regulations 2006 does not allow for the interpretation that on reaching 65 years of age a former officer has no earning capacity.  However nowhere is this explicitly mentioned; but it is still a given.  A given because the nature and purpose of the statutory scheme is to provide an entitlement of an award for life.

The Police Pension Authorities and the Home Office knew this and were ‘trying it on’ hoping that their illegality wouldn’t be challenged. And it was,  and they lost.

They are at it again…

The minutes of the National Attendance Management Forum hosted by West Midlands Police on Friday 27th March 2015 has this to say about PEAM (Police Earnings Assessment Matrix):

neither lawful or unlawful

If a matter is not lawful then it must be unlawful.  The opposite of lawful is unlawful, illegal, illegitimate, incorrect,unacceptable, wrong, illicit, prohibited, taboo.  So there is nowhere for NAMF to go on this; they state themselves that PEAM is not lawful.

Not lawful because it is up to the SMP to decide the degree of disablement as a medical matter by assessing the impact of the duty injury to the former officer’s earning capacity – it is a medical question not an accountancy exercise.  It is a broad judgement to be made by the clinician about the effect of the injury or condition he has examined in contrast to a much more detailed calculation based on earnings data,  and that his/her decision is final.  When has a SMP ever used PEAM?   – the bad maths is always performed subsequently by a HR functionary.  That is not lawful.

The travesty is that they know such an artificial earning matrix is unlawful but they will not stop using it until a former disabled police officer is disadvantaged, agonised and tormented by an unjust calculation to such an extent that they have no option but to challenge it in judicial review.  Why should something known to be unlawful need to have a court to reaffirm it’s unlawfulness?  Because NAMF is on a crusade to undermine the regulations.

More bad maths

More bad maths

Dateline: 24th April 2015.

A response by Staffordshire Police to a freedom of information request.

https://www.whatdotheyknow.com/request/police_regulations

Staffordshire are proud to reveal exactly how they calculate the degree of disablement for the purpose of grant of a police injury pension. The same method is used when they review an injury pension.

One small problem. Staffordshire are acting unlawfully. Their method is intended to provide a way of subverting the purpose and scope of the Police (Injury Benefit) Regulations 2006 so that they can get away with paying disabled former officers less than their due by way of injury pension. Staffordshire takes what is a medical decision on how much remains of a disabled former officer’s capacity to work, and thus earn, puts it through a calculation which has no basis in the Regulations, compares a police wage with a nominal wage and doubly reduces the degree of disablement.

People who should be paid a band four injury pension are finding that under the magic of this slight of hand they are hardly disabled at all and thus get paid only a band one pension. The savings to the force are considerable.

Let’s look at this in detail. The percentage of degree of disablement is a medical question. It says so in the Regulations. The police pension authority is required, by law, to hand the decision on degree of disablement to a duly qualified medical practitioner. Reason being that disablement is a medical matter. It is all about twisted or missing limbs, constant pain and medication, or mental injury. Damage to body and/or mind so bad you would not wish it on your worst enemy. An independent medical person makes a decision which is binding on all concerned. Apart from Staffordshire police pension authority, that is.

The Regulations tell us how an injury pension is to be calculated. For example, a pensioner is given a degree of disablement figure of 66% by the ‘duly qualified medical practitioner’ selected by the police pension authority (the SMP). That is the final figure, and there is no need, and no legal authority for further calculation or decision. As the percentage is between 50% and 75% it falls within band 3 of the Schedule 3, as set out in the Regulations. In our example, that means a former officer with more than 15 years service but less than 25 would be paid an injury pension calculated as 75% of his former police salary.

Staffs can punch in a few figures plucked out of thin air into a calculator and turn that 75% into a lowly 45%.

Staffordshire and some other forces use what is known as the PEAM system (Police Earnings Assessment Matrix), which is a system not specified or sanctioned anywhere in the Regulations, to set aside the SMP’s decision and come to another perverse conclusion which artificially reduces an IOD award to the minimum.

The Regulations do not permit this, yet Staffordshire seem oblivious to that fact. Or, is it the case that they know full well they are breaking the law but just don’t care? Has someone in high authority calculated that disabled former officers are very unlikely to a) realise that they have been screwed and b) if they do cotton on, are too crocked up to do much about it?

Staffordshire was asked a simple question in the freedom of information request. If a SMP gives a degree of disablement of 75%, can a Band 1 be awarded? Think on this – the SMP has awarded a 75% degree of disablement. To award 75% the SMP has judged the disablement caused by the duty injury has caused a reduced amount of earning capacity and has given what the Regulations very clearly state is a final decision on the matter. That’s it. Over and done with. But not in Staffordshire.

Let’s take a look at that:

Regulation 30-(6) ‘The decision of the selected medical practitioner on the question or questions referred to him under this regulation shall be expressed in the form of a report and shall . . . be final.’

But not final in the twisted world of PEAM.

Here’s what Staffordshire said:

paem

To break this down, Staffordshire has admitted that a 75% degree of disablement, which the Regulations name as ‘major disablement’ and which is but one degree short of ‘very severe disablement’, can be turned into an 18% degree of disablement – ‘slight disablement’.

Here is the warped logic:

  1. A SMP gives a percentage of 75%
  1. Despite the finality of the 75%, Staffordshire thinks that any retired police officer can earn £28389, no matter what the degree of disablement decided by the qualified medical practitioner. Moreover, they describe this as ‘potential earnings’. It is nothing more than a wage picked out from a job advert – a job some functionary in HR, with no medical qualifications, no understanding of disability, and no right to do so, ‘thinks’ the individual ought to be able to earn. And ex-pigs might fly.
  1. Staffordshire work out that a maximum salary for a PC is £37500. So the ‘loss of earnings’ is the difference between what they would be earning as a PC and what they say the person could be earning outside the job: £37500 minus £28389 equals £9102.

Note: Remember that the 75% is a final decision and this extra calculation is post-decision and thus extraneous and unlawful. Note also: An injury pension is compensation for duty injury and is not compensation for loss of earnings.

In fact, the Regulations do not mention loss of earnings at all. They do speak of earning capacity however, of which regulation 7-(5) tell us this: ‘Where it is necessary to determine the degree of a person’s disablement it shall be determined by reference to the degree to which his earning capacity has been affected as a result of an injury received without his own default in the execution of his duty as a member of a police force.’

Earning capacity has been determined in the Administrative Court to be a measure of a person’s capacity to work and thus earn. No mention of wages or loss of earnings. It’s the CAPACITY stupid! Not what that capacity might produce in terms of earnings.

  1. So where were we? Oh yes, Staffordshire had worked out that £9102 is 24% of £37500. (Which you and I can readily see makes a ‘loss of earnings’ of 24%, which, if that was a legal way of calculating degree of disablement, which it isn’t, would already place the pensioner on band one.)
  1. That’s not good enough for Staffordshire. They want a lower percentage, more firmly down in band one and thus less likely to see a future SMP move it up into a band two. So, now they calculate a percentage of a percentage. They bring the 75% back into it and calculate 75% of 24%. This gives 18% and a band 1 award.
  1. Taking the poor mathematical logic further, just say the SMP decides the person is totally incapable of any work and so awards a degree of disablement of 100%. Staffordshire will then still award a band 1. The calculation for ‘loss of earnings’ remains the same, but 100% of 24% is 24% and a band 1.
  1. The fallacy is the double jeopardy of calculating a percentage of a percentage to factor down the SMP’s ‘final’ given degree of disablement.
  1. The unlawfulness is that Staffordshire have overruled the final decision of the SMP.

Is it a coincidence that the majority of those injured out in Staffordshire with an on duty injury are band 1s?

Here is how it should happen:

  1. SMP awards 75%
  2. Look for where 75% sits in the following table for a PC retired with service between 15 and 25 years
  3. Degree of disablement Gratuity expressed as % of average pensionable pay Minimum income guarantee expressed as % of average pensionable pay
    Less than 5 years’ service 5 or more but less than 15 years’ service 15 or more but less than 25 years’ service. 25 or more years’ service.
    (1)       (2) (3) (4) (5) (6)
    25% or less (slight disablement)         12.5% 15% 30% 45% 60%
    More than 25% but not more than 50% (minor disablement)         25% 40% 50% 60% 70%
    More than 50% but not more than 75% (major disablement)        37.5% 65% 70% 75% 80%
    More than 75% (very severe disablement)          50% 85% 85% 85% 85%
  4. It is band 3.
  5. The % is still 75%75% of the final salary is due as the IOD award

The insight into Staffordshire’s calculations given by their response to the freedom of information request is scarily enlightening. Staffordshire has given us a clear understanding of the perverse ploys that they, and some other forces, use to go against the Regulations.

Needless to say, use of PEAM to make calculations after the SMP has announced a final decision is blatantly unlawful and needs to be taken to Judicial Review.

Now, if only there was an organisation, say a federated organisation created by statute, which could support retired officers and fight their cause . . . .