Welcome to the IODPA – Injury On Duty Pensioners Association.

We are a Charitable Incorporated Organisation (association model) with members who are former police officers all medically retired with an injury on duty award (IOD).  This site provides the reader with a wealth of experience, knowledge and information collated by those living with an injury pension.  Those involved in IODPA cover the breadth of the UK with links to every region.

This group hopes to share the wisdom of those who have have dealt with problems caused by police pension authorities in order that no-one has to live alone in the dark any more.

We have registration status from the Charity Commission as a Charitable Incorporated Organisation (CIO) with a Registered Charity Number 1174473.  We are also recognised as charitable by HMRC for tax purposes.

Charity Details

Injury On Duty Pensioners Association

Please read the blog pages and get in touch via the reply section below or email admin@iodpa.org if you are seeking answers or have information to share.

Our Purpose

  • To relieve the need of retired and serving police officers in hardship or distress who are disabled as a consequence of being injured on duty



“It is of the highest public importance that a democratically elected governmental body, or indeed any governmental body, should be open to uninhibited public criticism”

“It follows, therefore, that every citizen has a right to criticise an inefficient  or corrupt government without fear of civil as well as criminal prosecution.  This absolute privilege is founded on the principle that it is advantageous  for the public interest that the citizen should not be in any way fettered in his statements, and where the public service or due administration of justice is involved he shall have the right to speak his mind freely.”

Derbyshire CC v Times Newspapers Ltd ([1993] AC 534)


  1. I have also been a victim of Dr Cheng. He is without a doubt a callous vile man. During a recent PMAB (which I won) I was so angered at his findings and his audacity at attending that I threw a chair at him. He attempted to run however it struck his legs upon his escape. I also shouted at the panel that he was a corrupt , lying see you next Tuesday. I will be complaining to the GMC about him , I’m sure this has been done in the past. Together we can prevent this man from operating. I’m available for comment it need be

    • Johnny well done. I salute you, I am a retired officer who took his force to an ET.

      I have never met William Cheng but he appears to be the most vilified SMP there is. I think you will find a plethora of evidence from ex officers. I don’t mean disgruntled, ignoble people
      I am talking about honourable individuals to whom Cheng has worked his magic.

      I am aware of another SMP who apportions almost everyone I am watching from afar.

    • I met Dr Cheng. He asked if I could read and write. He said that I looked ‘ok’ sitting in front of him. He disallowed injury on duty pension despite two psychiatric reports and GP letter.
      I was however successful on appeal.
      His manner was disgraceful. He told me, in front of my wife, that he had read my papers on the train and he thought that they were confusing. He went on to ask a series of questions with made up names and ranks! I did write and complain about him.

  2. Hi not much help from NARPO I told them more than they told me then I found your site very helpful and informative how do I subscribe please.Steve.

  3. Please can I join you? Ex Staffs. Was sent the letter from them last week, even though we had had a document from them saying we would never be reviewed back in 2008.
    Appreciate your offer of help and support. Other colleagues who have already been in touch, tell me it’s the best thing they’ve done in contacting you.
    Will wait to hear from you.

      • Hi, i’m ex-fire brigade (London) and ‘was’ in a similar position to you all (I retired due to on-duty injury in 2004 with a level-2, 44% disability pension) but was re-evaluated around 2007 and a panel of 3 office workers decided to lower it to 18% (band-1) which I could do nothing to stop and the union were also unable to help.
        Now, I found this to be infuriating – the fact that the UK’s top surgeons had decided I was 44% but that 3 people with no medical knowledge could decide otherwise……..
        But, I looked into the rules & regulations of my pension (which I beleive is the same or very similar to the police) and found some things that were not common knoledge back then;
        Firstly, the pension people are well within their rights to re-evaluate the pension …..
        BUT, secondly – we also have that right to request a full re-evaluation as well (I think there has to be at least 2 years between re-evaluations)
        Now, the fire brigade pension people didnt seem to be aware of this – until I made a point of showing it to them & the union & I then DEMANDED a re-evaluation myself.
        I now live in Spain and they refused any help with fares, accomodation etc, but that wasnt going to stop me as I needed neither help or accomodation for the time of the re-evaluation.
        But this time, I went along for-armed and aware of what they would do & say ….. so, I gathered together a few medical records from the UK’s most eminent surgeons and a few other things from my own uk doctors, Spanish doctors and statements saying my injury was a permenant injury and was only ever going to deteriorate & would NEVER improve.
        I then walked into that re-evaluation in a better way that at the first one. At that time, I didnt really know what to do or say and didnt have much medical help either ….
        But on the second one (which I had asked for), I simply walked up to the table – dropped the medical records in front of the office-workers and added that one of the enclosed letters is from my solicitor – who is fully aware of the days events and if you ignore these medical statements from those people who are really aware of the medical situation – then I WILL be taking all 3 of you and the fire brigade pension company to court. I added that if they disagreed with ant of the medical reports, the doctors have said that they would also appear in my favour at any subsequent court hearing.
        I informed them that I wanted all of the reports returned to me in Spain ASAP, but that copies had been made of everything, so if it goes missing, it wont be a problem to show everything again.
        I then turned and left the room, without asking for permission or whether the meeting was at an end & left them to speak amongst themselves.
        It seems to have worked though, as a few weeks later, I was informed that my pension was being re-instated back to the 44% level-2 pension (most of it is a disability pension) and was being back-dated to 2009 (it was by then 2011) ……
        Now, since then (2011), I have not heard a single thing from the pension authority and hopefully wont ever again……..
        But, if you have to attend one of these ridiculous hearings – go prepared, get medical statements from as many professionals as possible, dont take any crap from these people and do not cower down to them. They are simply doing what they are paid to do, but once they’re aware that you do actually know what your doing and that they are in the wrong – then you’ll do much better.
        Good luck to all of you & know that you really can fight these B******s using their own rules against them. Hit them hard & often and eventually (hopefully) someone with a bit of intelligence will realise that we have all banded together and we do now know how to fight back.
        & never forget – both Fire Brigade & Police worked very well together when on duty ….. so there is no reason to suspect that will ever change – we are both in this fight together – & it can be won !

      • Well said. I am ex fire and then police we risked our lives so why give in to such pathetic pen pushers enjoy Spain you earned it!

      • Exactly, & I am …….. other than the pain (which you learn to live with), life is very good. The heat really does help with injury problems …… plus, being exempted from any additional tax etc in Spain (both police & fire brigade pensioners are exempted) makes your pension go much, much further.

    • How disgraceful to treat officer’s like this.
      What sort of nonsense allows the police to say no more reviews then years later change their mind.
      This is one for your member of parliament it is cruel and frankly a disgusting way to treat injured people.
      Surely in law in a contract there must be certainty is this not a breach of the contract?

  4. Hello. I would be grateful if you could keep this email anonymous as my husband is medically retired from the Staffordshire force due to an injury he received at work and he has a number of health issues which could be made worse if he was identified. We have received an email informing us about your organization and we are very interested in talking to someone, please. My husband has been really concerned about the email sent to him by NARPO which some of your other comments talk about. Your website seems to indicate that you are run by ex-police officers in a similar position to my husband and we are unsure about why NARPO seem so against you sharing your experiences and so I thought I would contact you on his behalf if that is ok? Thank you and I hope to hear from you soon.

  5. I have just read in the comment above that a branch of NARPO has sent correspondence to an IOD pensioner in which they have ‘berated’ the IODPA. I am absolutely astounded and disgusted. I assume that the NARPO involved have spoken directly to the IODPA to understand what the IODPA do and why? I am not sure what has been said in the correspondence by this NARPO branch to the IOD officer but I sincerely hope that it is factually correct.

    I am a member of NARPO, but thank heaven for the IODPA. The IODPA guided me through the review of my IOD award and provided unbelievable support.

    Both NARPO and the Federation had informed me that I must fully comply with the demands from my force, despite me believing that their requests were unlawful. By chance, I found the IODPA and asked for their advice.

    The guidance I was provided by the IODPA was fully confirmed by the subsequent legal advice I received from David Lock QC, who is the legal expert behind many of the case law decisions relating to the Police Injury Benefit Regulations. This advice ensured that my IOD award was not unlawfully reduced. The IODPA were completely correct in every element of the information they gave to me.

    The most fundamental and disturbing element of this correspondence from NARPO to one of its members is the reasons why NARPO aren’t happy to work alongside any organisation that benefits their injured pensioner member. NARPO exist for those retired from the police service, not for the police service itself so why would it be so unhappy about the IODPA? I wonder!

  6. The response from Staffs Narpo is not surprising. Iodpa are a genuine caring organisation and to suggest anything else is very distasteful.

  7. You won’t find better advice or more genuine support than from IODPA. They are a bunch of caring individuals who have already been through the mill (some several times) and know exactly what strokes these vermin pull at every opportunity.

  8. I would recommend any Injured on duty officer to contact IODPA for help. I have just discovered you this weekend and I feel for the first time, there is someone who has my back. I am one of those called up to review by Staffs. Very disappointed to receive correspondence from our local NARPO board who berates IODPA. Very unprofessional and in my view, defamatory.
    Thank you IODPA for offering to work alongside our NARPO and Feds. Very professional of you.

    • Hi Annie. The response from Staffordshire NARPO saddens us. 99.9% of IODPA are narpo members as well. Unfortunately the correspondence you refer to is par for the course. Some local NARPO branches have come around to us but there is always the indignation to start with.

      There seems to be no understanding in some quarters of what it is like to be the recipient of an injury award.

  9. How do I go about joining this fantastic group? The wealth of knowledge being presented is helping hugely knowing that I am not alone going through this IOD procedure.

  10. Northumbria Police are currently changing over their OHU to an out sourcing company called Optima even down to their Admin staff. Suggest you read their Website and reviews. Dr’s they are using were previously employed by Atos.

  11. this is wonderful piece of well written blog.. Hrs up and down the country would do well to read these articles!!.

  12. Need Help / Advice.
    I am wondering if you could assist with some guidance as I am having trouble getting it. Can you advise me how long it normally takes PMAB to set up a hearing. It has been almost 3 months since Solicitors filed the papers and have not heard anything from anyone yet not even an acknowledgement. Apparently when I quoted regulations, they stated that no one really adheres to them as there is no penalties enforced. Is this true?

    • That isn’t true! The Regulations are enforced via judicial review. Delays and maladministration can also be challenged via the Pension Ombudsman.

      The contract with the home office in section 5.23 states Health Management Limited (current pmab contract holder) shall reach an overall target conclusion 16 weeks after the appeal has commenced. The target post the hearing itself is 10 days.

      Failure to abide by these timescales are a breach of contract and you or your representative should complain to HML and the home office. Failure of your force in submitting pmab papers should be challenged with an internal dispute resolution procedure. Never accept maladministration!

  13. Omg…. Until I found IODPA I thought I was alone. I wasn’t pensioned out but it was a major struggle. I was diagnosed with PTSD after a head injury on duty. I cannot work as a result but am not state pension age yet.

  14. hi
    thank you for getting in touch….i am gobsmacked that I could have applied I was told by my fed rep I couldn’t and it wasnt worth it. I got my criminal injuries.But had no idea I could apply.Also told I wouldn’t be any better off getting it.

  15. So proud and so grateful to all those at the core of Iodpa who have emerged in the wilderness to lance the boil that is unlawful administration of IoD’s pension reviews and provide the correct advice that PFEW often fail to provide.

  16. It’s about time that the forces were taken to task about their handling of information and demanding medical records from birth that have nothing to do with them except maybe during recruitment. I thank God daily for iodpa.org! I have become older and wiser after dealing with the force I was once proud to be a member of!

  17. I am waiting to see the SMP having had my [redacted by iodpa] after an injury on duty. I’m being told so many different things but would appreciate any advice. I have been told that even if I fit the criteria for ill health retirement my force will look to retain me. I get that. However I’ve been told I still have the option to leave regardless and claim a pension which will not be enhanced or index linked but that will be payable instantly. Is this correct does anyone know?

    • Email sent to you Mark. In summary the chief constable has the ultimate decision concerning retention but ultimately this is often delegated to a HR director. Resigning and applying for a deferred pension is not advisable as you lose significant benefits and under no circumstances should you even consider this.

      If you fulfil the criteria to be medically retired you should receive your true entitlement. If you are retained against your wishes then there are avenues of appeal.

      If you wish to be retained then a career progression path has to be devised for you and reasonable adjustments made. Important to remember the Disability Discrimination Act 1995 came into force for police officers, as members of staff, from 1 October 2004. Spending the rest of your service in limbo without true redeployment suitable for your situation is not true retention

      • Many thanks for the advice. I am thinking though that in order to leave rather than work a restricted role, applying for a deferred pension is my only option. I really don’t know what I’d be losing out on or what my options are to appeal against a decision to retain me? My federation rep was not even aware of the option to apply for a deferred pension, it was me who told them which is a little worrying. I appreciate I’m asking a lot but if you could point me in the right direction as to where I can find more info about the negatives of taking a deferred pension I’d be very grateful? Many thanks for your help it is appreciated.

      • The negatives for an early payment of a deferred pension is that you still have to fulfil the criteria of permanence and disability and all treatment options still have to be exhausted. The exact same prerequisites for a medical pension. In service you have many more avenues of appeal if the IHR is refused. Look at the Scardfield judicial review (bailli is down at the moment but look on case-law feed when it’s working again). http://www.bailii.org/ew/cases/EWHC/Admin/2013/3822.html

  18. 17 years ago whilst serving Queen, Country and Avon & Somerset on my patrol motorcycle I was in collision (taken out by) with a 17 tonne lorry, as a result of which I served 15 months in an NHS hospital bed, have more metal inside me than the local scrap yard and the bionic man, I am now imprisoned in a wheelchair as a paraplegic for my remaining life (my life expectancy due to the accident is 72 years, I will be 59 this year), no points for guessing I am a Band 4 with 100% disability but no doubt it would please them greatly to reduce this.
    This is the photo of what was left of my bike (click opens in new window): My_bike
    Having lived in ignorance the past 17 years I joined the I.O.D group last year only to find out the sly cheating bastards of my force had not given me a Regulation 12 payment being 5.5 times my annual salary, these are the dishonest people we and the public are meant to trust.
    I have lost any trust I had in my force to the point I am embarressed to saying I was once a policeman, what a shower, who think they can make and break the law and just steam roller over peoples lives without a care.
    Shame on them and in my opinion they deserve everything that comes down on them, rant over and hello and welcome to all new members to our group.
    Strength and to a point safety in numbers, I am sure for some of us that it’s good to know we can talk to and share with others in a similar situation.

  19. I am a Trade Union Area Organiser and came across your webpage while conducting research into occupational health matters and injuries in the workplace. In particular my focus was on how various companies address the situations, which occur too often, where a worker is forced to leave their employment because of the injury sustained. On reading the material you have published I can say that I am truly amazed by how your members have been treated by police forces up and down the Country. I wish all of your members the very best of luck in the future and that a just outcome is reached.

  20. Thank you for all those that have shown an interest in joining us. We now have functional membership registration. To fight our cause effectively it is important for us to keep a level of security. Please email us at admin@iodpa.org if you wish to support us by becoming a member and we can chat about what we do and what we need to know of you.

    Please be prepared to show us some evidence of your injury award or of your current situation if you are still serving. A H1 (injury award) certificate would be ideal.

  21. I am the wife of a IOD retired in 19xx after 2X years service. We would like to join this site as he has been called for another IOD review the last one lasted 5 years and the stress was horrendous the same week it all finished he was diagnosed with cancer … possibly attributed the stress he had been under over the 5 year period. Review letter 2013, nothing further until 2016 so ongoing for almost 3 years already, maladministration starting all over again, mistakes already being made.

  22. Thanks to Iodpa.org I have discovered that the the shocking treatment I have been dealt with, as have other IOD retired officers, is not just a local force problem but it is actually a National problem and IOD pensions have been seriously interfered with at reviews everywhere. This site is gathering those victims together and hopefully the correct Police Pension Regulations will be enforced for every IOD pensioner. There is strength in numbers and maybe they (HR) will be forced to toe the line in future. It worries me to think that serving Police Officers get to know very little about IOD pensions until they have been bitten.

  23. I had this myself (although, im ex-fire brigade, but I beleive the same rules apply for us both). I retired through ‘on-duty’ accident and was awarded a 42% injury pension.
    A couple of years later, they asked me to return to London (I was living in Spain by that time) for a re-assessment of the injury award (& expenses can only be claimed from the UK airport to the re-assessment centre) and if I failed to attend, the pension is stopped immediately.
    So, I went, was re-evaluated by 3 non-medical staff, who collectively decided to lower it to a 20% injury award. The FBU stated at that time that they could not help as it is the law and they are within their rights to do this……. but, i was subsequently contacted by a FBU official (who shall remain nameless), stating that the rules actually apply for both sides (them & us) and that if I were to gather together suitable medical evidence, I could also declare that I want the pension re-evaluated again ……. which, I subsequently did a couple of years later…….
    Again, I had to attend in London, with a similar panel of non-experts….. but this time they had the same small ammunition, whereas I came fully armed with missiles…..
    Result was that they couldn’t deny written doctors statements etc. and the pension was again raised to the initial level it was before (42%  ).
    Lesson here is although the bastards may have some rules on their side, the same rules can often be used against them if your aware of the relevant laws.
    Since this last medical, my own condition has deteriorated a little more – but they haven’t contacted me again in 5 years now.
    Hopefully I won’t have justifiable cause to claim another re-assessment for many years yet, but if someone with an ‘on-duty’ injury does get hit with this, then don’t ever give in, fight them all the way and if needed, request yet another re-assessment (but gather suitable medical evidence beforehand, as they have difficulty in fighting the medical specialists who have signed your documents).

    • Hi Ray. Thanks for your insights. We are called iodpa (Iod pensioners assoc) as we hope to cover fire service as well. As you say the Regs are similar. Interesting what you say about the fbu. The police iods feel the police fed have cast us to the wolves. The feeling is that the fbu have protected their iods more from HR attacks. Would you say this is correct? Opinion gratefully received.

      • yes, most definitely…… they have been here to help on various occasions since I retired. I’ve had problems with various government departments, which, once the FBU has stepped in, have vanished. They (Government departments) seem to think they know everything and no one can do anything about their absurd decisions….. but with the FBU’s help, i’ve not lost a single case yet. They also support both on duty and retired firefighters – but once retired, they have a different membership charge – £25 for 5 years total membership if I remember correctly. I dont know how this compares with Narpo, but would imagine it to be far cheaper for the brigade pensioners.

  24. Thanks to IODPA advice I emailed the head of pensions via the federation quoting Scoffield report and threatening to make a complaint for the excessive time delay in reaching a decision on my IOD award. The very next day it arrives in the post – no surprises I was awarded 21% – band 1. The SMP contracted to my force is well known for this . The advice I seek now is the SMP has chosen two jobs he has researched on the open market that he feels I am able to fulfil – Both are based in London and attract London weighting and have a salary of around £30k. I am from a County Force and similar jobs within my County are around £8 to £10k lower than the SMP estimation. I appreciate I can opt for the appeal process . Is there another way I could get this reviewed it seems unfair the figures he has used bear no resemblance of the earning capacity locally.
    Has the SMP acted correctly with pension regulations by?
    I have also been informed by the head of pensions that I will be reviewed in 36 Months and an appointment will be sent out nearer the time – My understanding that Pension authorities are required to carry out reviews but a review must be based on reasonable grounds to believe my injury has changed ?

    Thanks all in for your help and advice

    • Hi Gary. A SMP decision can be appealed within 28 days. Under Regulation 31 PIBR you have the right to respond saying that you disagree with the jobs as they are not realistic. If they fail to address your concerns then the matter can be escalated to PMAB. You’ve been sent an email

  25. HI all , What a great site – there is help out there ! – I was IHR at the end of October from ******** Police, the whole Ill health process being a nightmare for me- I have PTSD and ********( well head of pensions) forced me to a PMAB which I won unanimously all three consultants agreeing with my evidence. On retirement I submitted a claim for a injury on duty pension ( both incidents causing PTSD excepted by force and listed in PMAB report).
    I am enquiring if there is a set timescale for a decision on an injury pension from SMP/Pensions. The reason I ask is due to a number of errors the head of pensions is subject to a complaint investigation ( my wife has made). I have concerns he is placing an exceptional delay on my decision as he has a complaint against him, its is about 8 weeks from submission and bearing in mind both SMP and head of pensions were at PMAB and heard all the evidence and have the report , I am finding it hard to see what the delay could be. Thanks in advance for any help, regards

  26. My experience of the Federation is that Officers who were generally useless as operational Police Officers, but adept at being a turncoat, are more than happy to accept their Inspector or Chief Inspector Salary, in return for their ” Support ” They invariably offer incorrect advice, often to the extreme detriment of the IOD, and sometimes, ( it has been evidentially proved ) advise IOD’s to Co Operate with unlawful demands. It desperately needs someone to make an active complaint against the Federation, and their subjection to FOI cannot come soon enough. Then, the whole rotten network will be exposed for what it is…rotten to the core!

  27. Is there any way other than the Fed to ensure an iOD pension is dealt with properly? I’m going through IHR reg 20 at the moment and I have two qualifying injuries 1. x 3 slipped discs from Self defence training
    2. Long term mental Ill health – Major Depressive episode long term outlook not to recover – resulting from managers failure to make reasonable adjustments and subsequent bullying, legal case (ET) which was settled on day of tribunal out of court.
    I have group insurance and fed membership but I’m not happy with the way fed seem too complacent in ‘fighting’ for me. Any tips would be appreciated even if it’s just to get seperate legal advice using insurance cover.

    • Some fed reps give excellent help with IOD matters. Others seem to begrudge anyone else receiving one. The truth of it is that sometimes the Fed reps are too close to the HR department and insider deals are made sometimes with the detriment to one person to gleam favours for a more preferred individual. Those involved seem to think this is playing the long game with in fact it is blunt favouritism. Getting a deal on a band 1 is not a deal when the former officer should have had a band 3. There is no room for deals if the lawful process is followed. It is possible to attain an IOD award without Fed help if you feel the help you are receiving is more like a hindrance. Once a decision has been made, an that decision is blatantly incorrect, then you do not need a fed rep – you can approach Haven Solicitors or Cartright King who will advise you on appeals. email admin@iodpa.org for a chat

  28. I have stumbled across your website, and have been shocked at what I have read. I was always brought up to respect the police and believed that they set the standards for honesty and truth. If your website is to be believed then there is something very rotten with modern policing – not it seems with the police that I (rarely) see on the street but by their bosses. It is disgusting that men and women who have been hurt doing their job are being treated in this way.

    • Hi Andy M. It’s all true. The blog posts are based on true accounts. There is no other injury benefit with such a breadth of case law behind it and the reason is pure and simply that the police pension authorities have been on a campaign to undermine the regulations

    • There is a new breed of bosses and they do not give a fcuk for anyone except themselves. PDT turned me down for a housing repairs grant in XXXX and my wife sold her eternity ring. I am floundering financially and am too old to care. If I hadn’t been passed to IODPA by a ex cop in Northumbria who somehow traced me I would be dead by now. Had my last force home visit in 1998, their welfare shut in 2002 despite promises from my old Chief Constable after my GBH that I would be looked after. Bullshit.

  29. Officers who have been injured on duty have been the victim of maladministration and injustice for years, myself included. it’s only since the forum and this site have been established have I seen how widespread it has been. The official side seem to regard us all as some sort of benefit scroungers. They conveniently ignore the sheer weight of expert medical opinion that we have amassed over the years and the case law that has been accrued through the diligence of injury pensioners themselves. As has been said previously it is a complete disgrace that these human resource people with their so called ‘doctors’ who are unable to gain employment doing proper jobs are able to cause so much misery to so many vulnerable people.

      • Hi Paul. In a few weeks we hope to have a registration portal up and running. We’ll email you tomorrow with a bit more info

      • Its a slow burn Stu. The more corruption exposed the greater the likelihood of media attention. We would prefer a public inquiry rather than being buried in the back pages of a tabloid. The simple fact is that abuse of injured police officers doesn’t sell newspapers. We are trying hard to prove this axiom wrong.

  30. Without this site and the information it contains I would have been ignorant as to how badly officers are treated when they get injured in the line of duty. It is nothing short of a national disgrace.

  31. I am totally dependent upon my injury award in order to meet my mortgage and other household bills. Without it I would be homeless.
    It concerns me greatly, about the underhand way police force governance and the government are seeking to ‘save money.’

    • I could not agree more. I have to pay each week for outside help as I am too exhausted and the drugs make it difficult to exercise. My wife is too sick to help and I need every penny.

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